In the long run, we come across no reasons to preclude Georgia from punishing violations of their agency guideline in the way it offers chosen since the breach is determined by the presence of a prohibited agency contract and will not happen if the payday shop won’t have the easy Southgate payday loans predominate financial desire for the pay day loan. Consequently, we conclude that the portion of В§ 16-17-3 that voids an out-of-state bank’s loan procured by the in-state representative under a prohibited agency contract isn’t preempted. 27

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